-1731404067.jpeg)
This plan caters to individuals seeking risk coverage alongside a guaranteed maturity value at the policy's end. It provides extended risk coverage for a limited premium payment duration, coupled with an additional death coverage facility during unforeseen circumstances.
Eligibility Criteria
- Minimum Sum Assured: Based on the premium amount opted by policyholder
- Maximum Sum Assured: No Limit
- Minimum Premium Amount: 25,000/-
- Minimum Entry Age (Nearest Birthday): 18 years
- Maximum Entry Age (Nearest Birthday): 44 years
- Maximum Maturity Age: 60 years
- Policy Term: 16 years & 20 years
- Premium paying Term: 5 years & 7 years
Benefits/Special Features
- Death Benefit: Death Benefit shall be calculated based on the premium amount selected by the policyholder and death benefit rate.
- Maturity Benefit: Total premium received from the policyholder multiplier by the maturity benefit multiplier per table below
| Policy Term (Years) | Maturity benefit multiplier |
| 16 | 2 |
| 20 | 2.5 |
Rider Benefits (Optional)
- Accidental Death Benefit (ADB): Additional amount equal to sum assured or 1,00,00,000/-, whichever is lower.
- Permanent Total Disability (PTD): Sum assured or 1,00,00,000/-, whichever is lower payable in 120 monthly installments; Should the remaining term to maturity be less than 120 months, the balance installment will be paid in lump sum on maturity or at death, if earlier.
- Premium Waiver Benefit (PWB): All the future premiums after the date of PTD due to accident will be waived.
- Critical Illness (CI): On onset of any of the CI provided by the company, Additional amount equal to sum assured or 50,00,000/-, whichever is lower.
Premium Payment Mode/Structure
- Mode: Yearly/Half-Yearly/Quarterly
Approval Date: 2079/01/27
